Precious Metals IRA

Invest in Physical Precious Metals Through Your IRA

A Precious Metals IRA allows you to diversify your retirement portfolio with physical gold, silver, platinum, and palladium—assets that have historically helped preserve purchasing power during periods of inflation, market volatility, and economic uncertainty.

At Jhon E Cash, we help clients navigate the process of adding IRS-approved precious metals to a self-directed Individual Retirement Account with clarity, transparency, and personal guidance every step of the way.

How a Precious Metals IRA Works

A Precious Metals IRA is a self-directed retirement account that holds physical bullion instead of traditional paper assets like stocks or mutual funds. The metals are purchased through a qualified dealer and stored in an IRS-approved depository on your behalf.

You may fund a Precious Metals IRA through:

Open or establish a qualified custodian account
Fund the account
Purchase precious metals through Jhon E Cash

Our team works closely with trusted custodians to ensure your account is set up correctly and remains fully compliant with IRS regulations.

Ways to Hold Physical Metals in a Retirement Account

There are two primary ways to establish and hold physical precious metals inside a retirement structure.

Self-Directed 401(k) Trust or LLC

This structure allows you to establish a self-directed 401(k) trust or LLC in which you act as the trustee or manager. The account is typically funded by rolling over assets from an existing IRA or 401(k). In this structure, the metals are under your direct control. Depending on how the entity is formed, there may be annual state or federal filing fees. Once the account is funded, you simply contact Jhon E Cash to purchase the approved precious metals.

Self-Directed IRA or 401(k) with a Custodian

In this option, you establish a self-directed IRA or 401(k) with an existing custodian. After funding the account, precious metals are purchased and stored in an IRS-approved depository. Annual custodial and storage fees apply. Once funded, you complete a buy-direction form with your custodian naming Jhon E Cash as the dealer. We then coordinate directly with the custodian to supply the metals and arrange shipment to the approved depository.

Both methods offer distinct advantages depending on your goals, level of involvement, and preference for control versus administration. We encourage you to carefully evaluate which structure best suits your situation.

Professional Setup Assistance

My Solo 401k Financial

A Southern California–based company, My Solo 401k Financial (not affiliated with Jhon E Cash), specializes in setting up self-directed 401(k)s and IRAs, including all required legal structures and documentation. Their services typically range from approximately $800 to $1,100. We strongly recommend reviewing their website and speaking with them directly to determine if this option is right for you.

My Solo 401k Financial
701 Palomar Airport Road #300, Carlsbad, CA 92011
800.489.7571
business@MySolo401k.net

Custodians

The Entrust Group
555 12th Street #1250, Oakland, CA 94607
Toll Free: 877.545.0544
Fax: 775.850.9118

New Direction IRA, Inc.
1070 W. Century Drive, Suite 101, Louisville, CO 80027
Toll Free: 877.742.1270
Fax: 303.665.5962

Goldstar Trust Company.
P.O. Box 719, Canyon, TX 79015
Toll Free: 800.486.6888
Fax: 806.655.2530

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